Effective Date: 22nd September 2025
Company: JMR Finserv Pvt. Ltd. (“Company”, “we”, “our”, “us”) At JMR Finserv Pvt. Ltd., we value your trust and are committed to safeguarding your personal and financial information. This Privacy Policy explains how we collect, use, store, and protect your data when you access our website or apply for our loan products.
1. Information We Collect
We may collect the following information when you interact with our website or services:
- Personal Information: Name, date of birth, gender, contact details (phone, email, address).
- KYC Information: PAN, Aadhaar, Passport, Voter ID, Driving License, etc.
- Financial Information: Salary slips, bank statements, income tax returns, balance sheets, profit & loss statements.
- Property Documents: Title deed, sale deed, registration papers (for secured loans).
- Usage Data: Website activity, IP address, device information, browser type, cookies.
2. How We Use Your Information
We use your data strictly for lawful purposes, including:
- Processing loan applications and verifying identity.
- Conducting credit appraisal and risk assessment.
- Communicating updates regarding your application, loan status, or offers.
- Meeting regulatory and compliance obligations (RBI/NBFC guidelines).
- Improving our website, services, and customer support.
3. Sharing of Information
We may share your information with:
- Partner banks/NBFCs for loan processing and sanction.
- Credit bureaus (CIBIL, Experian, etc.) for credit checks.
- Legal, regulatory, or government authorities when required by law.
- Service providers (IT, analytics, verification agencies) under strict confidentiality.
We do not sell or rent your personal information to third parties for marketing purposes.
4. Data Protection & Security
- We use encryption, firewalls, and secure servers to protect your data.
- Access to personal information is restricted to authorized personnel only.
- While we take all reasonable measures, we cannot guarantee absolute security against cyber threats beyond our control.
5. Cookies & Tracking
6. Your Rights
As a user, you have the right to:
- Access the personal information we hold about you.
- Request corrections or updates to your data.
- Withdraw consent for data processing (subject to contractual/legal obligations).
- Opt out of promotional communications.
7. Data Retention
- We retain your personal and financial information only as long as necessary for the purpose of loan processing, regulatory compliance, or as required by law.
- Once retention is no longer necessary, data will be securely deleted or anonymized.
8. Third-Party Links
9. Changes to Privacy Policy
10. Contact Us
For any questions, concerns, or requests regarding this Privacy Policy, please contact:
JMR Finserv Pvt. Ltd. A-405, Money Plant High Street, Gota, Ahmedabad
Email: infojmrfinserv@gmail.com
Phone:+91 9825956941