Mortgage Loan
At Finencial JMR Finserv, secure your financial future with our Mortgage Loan solutions. Whether you are purchasing a new home, renovating an existing property, or consolidating debts, our mortgage options help you get the funds you need while leveraging your property as collateral.
Key Benefits
- Large loan amounts based on property value
- Competitive interest rates for cost-effective borrowing
- Long repayment tenure up to 30 years for easy EMIs
- Flexibility for home purchase, renovation, or debt consolidation
- Continue to use your property while raising funds
Required Documents
- Identity Proof (PAN, Aadhaar, Passport, Voter ID, etc.)
- Address Proof (Utility Bill, Aadhaar, Passport, Driving License, etc.)
- Income Proof:
- Salaried: Salary slips (last 3–6 months), Form 16, Bank Statements
- Self-employed: ITR (last 2–3 years), Balance Sheet, P&L Statement
- Property Documents: Title deed, Registered sale deed, Encumbrance certificate, Approved building plan, etc.
- Photographs: Passport size
Loan Features
- Loan for residential or commercial property purchase or renovation
- Competitive interest rates with flexible repayment options
- Tenure up to 30 years for manageable EMIs
- High loan-to-value (LTV) ratio for maximum financing
- Option for balance transfer or top-up loans
- Quick approval with minimal processing time