Loan Against Property
At Finencial JMR Finserv, unlock the hidden value of your property with our Loan Against Property solutions. Whether you need funds for business expansion, education, medical emergencies, or any big expense, you can leverage your residential or commercial property while continuing to use it.
Key Benefits
- Large loan amounts based on property value
- Affordable interest rates compared to unsecured loans
- Long repayment tenure for easy EMIs
- Continue to use your property while raising funds
Required Documents
To apply for a Loan Against Property in India, you’ll need:
- Identity Proof (PAN, Aadhaar, Passport, Voter ID, etc.)
- Address Proof (Utility Bill, Aadhaar, Passport, Driving License, etc.)
- Income Proof:
- Salaried: Salary slips (last 3–6 months), Form 16, Bank Statements
- Self-employed: ITR (last 2–3 years), Balance Sheet, P&L Statement
- Property Documents (Sale agreement, Title deed, NOC, Approved building plan)
- Photographs (Passport size)
Loan Features
- Loan available for purchase, construction, or renovation
- Flexible repayment tenure up to 30 years
- Balance transfer facility for lower EMIs
- Top-up loan facility for additional needs